Do relatives inherit passwords?

No, passwords are not inherited; access comes through the official platform procedures.

Who pays for active subscriptions?

The joint heirs – cancel promptly to avoid further charges.

What happens to purchased eBooks and films?

These are usually non-transferable licences that expire with the account.

Can crypto be recovered without the seed phrase?

No – without the seed or a hardware wallet the funds are technically inaccessible.

How should I prepare my own digital legacy?

Power of attorney, account list, password manager and clear instructions for family.

Digital estate Luxembourg: managing accounts, data and passwords

<p>The digital estate in Luxembourg is often overlooked. This guide explains which accounts belong to the inheritance, how to delete, memorialise or transfer them and how to plan your own digital footprint in time. The <a href="/app" class="text-primary underline">Wegbegleiter App</a> provides an encrypted vault for this purpose.</p>

What counts as digital estate?

The digital estate covers every online identity and stored data of someone who has died in Luxembourg: email, cloud, social networks, streaming subscriptions, online banking, crypto wallets, gaming accounts, hosting contracts and digital purchases (eBooks, music, apps). Loyalty points, airline miles and PayPal balances are part of it too.

Legal background

in Luxembourg the digital estate passes to the heirs like any other asset (universal succession). Heirs may log into accounts once they prove their status. Platforms typically require a death certificate from the civil registrar of the commune and a certificate of inheritance.

Delete or memorialise?

Three options:

Delete the account and its data permanently
Memorialise – Facebook, Instagram and LinkedIn all offer a memorial state
Transfer to an heir (commonly for domain names)

Practical steps

1. Build a list of known accounts and devices. 2. Keep enough death certificates ready. 3. Check password managers and 2FA. 4. Use the dedicated tools (Google Inactive Account Manager, Apple Digital Legacy, Facebook Memorialization). 5. Back up phones, laptops and external drives. 6. Crypto wallets need the seed phrase – without it the funds are lost.

Online banking and payments

Online bank accounts in Luxembourg are frozen at death and only released with the certificate of inheritance. PayPal, Klarna or Revolut also require it and close the account after paying out the balance.

Plan your own digital legacy

Planning ahead saves your family hours of investigation: a digital power of attorney, a list of key accounts and an encrypted password manager are the bare minimum. The Wegbegleiter App stores your digital estate in a structured, encrypted and country-specific way.

Frequently asked questions

Do relatives inherit passwords?: No, passwords are not inherited; access comes through the official platform procedures.
Who pays for active subscriptions?: The joint heirs – cancel promptly to avoid further charges.
What happens to purchased eBooks and films?: These are usually non-transferable licences that expire with the account.
Can crypto be recovered without the seed phrase?: No – without the seed or a hardware wallet the funds are technically inaccessible.
How should I prepare my own digital legacy?: Power of attorney, account list, password manager and clear instructions for family.

Wegbegleiter – the app for difficult moments

Checklists, letter templates and an encrypted emergency folder – free to start.

Open the app Open emergency folder